Friday, October 30, 2015
October 2015 Reading List
Total Money Makeover by Dave Ramsey (audio book)
The Complete Guide to Money by Dave Ramsey
Love Finds You in Humble Texas by Anita Higman
Thursday, October 29, 2015
Our Financial Wins for October
The week of: October 3-9
The week of: October 10-16
I forgot to keep track of this week.
The week of: October 17-23
We attended our Tuesday night FPU class, did our FPU
lessons, and had a budget meeting. We have decided to put the rent our young
adult children pay us (If/When) monthly toward paying off our car loan of $3617. We’ve decide any ebay profits will go toward our medical
debts and car loan. We got our credit reports, called on a few medical debts
that we had paid off but aren’t showing paid on credit report, called on a
medical bill that was paid through payroll deduction but somehow they didn’t
have it recorded as paid and turned us into collection. We decide to not renew my
husband’s critical illness and short term disability policies and instead add
the premium amount of $62 monthly toward to the payroll deductions to pay our
medical bills faster. My husband has worked it out with one of the doctors to
teach him how to do stuff on his computer in return for our bill of $234. We
haven’t spent on anything other than gas and groceries this pay period besides
our bills, and we made it two weeks doing envelopes and are starting on our
next two weeks.
The week of: October 24-30
We had a budged meeting and filled our envelopes. I made a
list of everything that needs done for my stepdad’s medical and financials. I
organized our insurance statements paperwork and matched them up to a couple
medical bills. I organized files/papers for our medical insurance, life
insurance, disability insurance, and retirement account. My husband and I went
over everything when he got home and will follow up on a few things. I worked
on our Google budget to subtract debts that are paid and completed the debt
snowball form. My husband talked to the finance office on a few medical bills. We
attended our FPU class, did our FPU lessons, and had a budget meeting. I
updated our google budget to subtract a few more medical bills and went over
the ones my husband talked to finance office about. I studied up on life
insurance and reviewed our polices. My husband and I talked about everything I
learned and looked over everything together. I
spend time reading the Complete Guide to Money and organizing our bill box.
You might be interested in:
Our Financial Wins for September
Wednesday, October 28, 2015
Clutter Busting Challenge October 2015 Part 2
That's 115 items in October and 3021 items for the year.
My Purge Pile:
You might be interested in:
Clutter Busting Challenge October 2015 Part 1
My Purge Pile:
You might be interested in:
Clutter Busting Challenge October 2015 Part 1
Tuesday, October 27, 2015
Cleaning Zone 3: Bathroom and Offices
Cleaning Zones
1.
Cleaning Zone 1: Porches and Storage Areas
2.
Cleaning Zone 2: Kitchen/Dining Room and Laundry
Room
3.
Cleaning Zone 3: Bathroom and Offices
4.
Cleaning Zone 4: Bedrooms and Closets
5.
Cleaning Zone 5: Living Room and Family Room
Cleaning Zone3
Bathroom and Offices: Detailed Cleaning List:
Bathroom: Detailed Cleaning List
1.
Wash area rugs
2.
Sweep/Scrub/wax floor
3.
Straighten drawers/ cabinets
4.
Clean shower stall/Tub wax (not the
floor!)
5.
Clean medicine cabinet
6.
Clean scale
7.
Clean curtains/blinds
8.
Wash shower curtain
9.
Empty Trash can/Disinfect
10.
Clean Toilet inside/outside
11.
Clean sink
12.
Clean under sink/dishpan
13.
Clean decorations
14.
Windex Mirrors
15.
Clean dresser
Offices: Detailed Cleaning List
1.
Clear off the surface of your desk
2.
Make a list of needed office/trash
old supplies
3.
Throw out all the trash, empty
trash, and disinfect
4.
Put items to keep in a pending file
for office day
5.
File Papers
6.
Clean filing cabinet
7.
Put current bills in box/Do not stop
to pay bills
8.
Straighten one drawer at a time
9.
Toss out old receipts/tax files from
over 7 years
10.
Clean off the monitor screen
11.
Fill printer caddy with paper
12.
Vacuum under desk and the whole room
13.
Dust furniture
14.
Clean windows/curtains
15.
Remove cobwebs
16.
Check supplies of paper and printer
cartridges
17.
Stamps and envelopes
18.
Dust and organize shelves
Monday, October 26, 2015
Give to a Christmas Charity
Yesterday was October 25th which
means 2 months before Christmas.
Bless a family this Holiday
season with a donation. Please consider donating new items to a Christmas
Charity for eligible needy families in your local area. Most Christmas
Charities will provide 1-3 gifts plus any extra’s they receive such as
clothing, hat & gloves, and book to children under 12 years old. I do
encourage you to give in the older age category as a lot of people like to give
to younger children. Due to the lack of age appropriate gift donations many
Charities give gift cards to older children. There are many Christmas Charities
that provide families with a food basket and will accept food donations, food
gift certificates and gift card. Food Banks are in need of food donations and
food gift certificates and gift card.
There are many families who
don’t qualify or don’t apply for help with a Christmas Charity. Please consider
donating used items to a local thrift store the same items listed minus gift
cards and food. There are many families who can’t afford to buy new gifts and
will buy and give used items from thrift stores for their gift giving. Your
used items may be just what a family needs to provide Christmas for their
children this year.
A List of Suggested Gifts: for Newborn-12
years
• Winter Clothing
• Hats & Gloves
• Jewelry
• Shampoo, Lotions, Perfume, and Soaps
• Toys
• Music
• Electronics
• Handheld Games
• Books
• Craft & Science Kits
• Cards & Board Games
• Bikes
• Sports Equipment
• Gift Cards
• Gift Wraps
• Food
Many Christmas Charities also
provide for disabled adults and homebound seniors.
A List of Suggested Gifts:
• Robes, Slippers, and Sleepwear
• Hats & Gloves
• Blankets
• Shampoo, Lotions, Perfume, and Soaps
• Audio Books and Books
• Gift Cards
• Gift Wraps
• Food
My family and I along with a group of
local homeschooled teens and their families have helped behind the scenes at
our local Christmas Charity for 11 years. My husband and I was in charge for
over 5 years of organizing the volunteers
to sorting gifts, packaging them up, and line them into family groups the week
before distribution day for a Charity. Most people don’t realize the need or
work involved to provide gifts to over 180 families in a single community.
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