Saturday, July 4, 2015

No Spend July Day 4: Celebrate July 4th!

There is always something to celebrate each month whether it’s a holiday, birthday, or anniversary. If you don’t anything special to celebrate you can always celebrate one of the made up fun holidays like national donut day. You can celebrate life and do it frugally. I encourage you to see what you can do with what you have before making purchases. Many times we have more than enough food, decorations, and fun things we can to do. This month we celebrate the 4th of July.

How will you celebrate the 4th of July Holiday frugally?

My Summer Notebook and My Planner:

I busied myself making a frugal plan for our 4th of July Festivities.


We will spend time together in the backyard while having a nice picnic meal. We'll pull out the horseshoe and volleyball set that barely get used most summer's. We'll take a long walk on the local walking trail. My community has a parade in the afternoon and at dusk a fireworks display that my family and I will enjoy.

The Meal:

To make a holiday themed meal I collect a few staple items from my pantry.  This will help to use what I have before making any purchases. I'm happy I had some red things to add a festive touch. I'm adding fruits and vegetables from my fridge and garden. I'm spending a bit of money on a pork loin, berries, and buns. I wrote my menu on a themed notepad that I had at one time purchased at a church rummage sale.  

My Menu:
BBQ Pork Sandwiches
Pasta Salad
Cranberry Jell-O and Pineapple Salad
Berry Summer Poke Cake
Cranberry Spritzer

The Decorations:

My red, white, and blue themed tablescapes. I didn't have anything specific for the 4th so I gathered what I had using the themed colors.

I placed small flags in my flower pots in the backyard. I bought the flags last year at the Dollar Tree.

Friday, July 3, 2015

No Spend July Day 3: Why Am I Doing This?

No Spend Month is a chance to take a break from buying. It’s like boot camp for your budget, but it’s not all about the money.
What’s amazing is how much free time you discover when you stop looking for the next thing to buy that might improve your home, appearance, and productivity. I’m looking forward to being mindful of what we spend our money on and avoiding bringing unneeded things into our home. I’m excited to have the time to appreciate experiences rather than stuff. I’m looking forward to saving money on what I might normally spend on dining out and impulse buys, but what I’ll really gain is a renewed thankfulness for what I have. It will take creativity and thought when I can’t run out to the store to buy something.
It will be difficult at times to avoid spending but hopefully I can resist temptations. It is not about depriving me or my family of a joyful life but living out of the abundance of what we have. It’s about slowing down and living in the simplicity of a simple day.
I’m up for the challenge to enjoy my free time, my family and what we have. I’m looking forward to Doing   instead of Buying in July. This is not going to be easy, but it will be worth doing.

Thursday, July 2, 2015

No Spend July Day 2: Create a Spending Plan!

 I think most people hate the word “budget”. It causes people to think of all the restrictions they should place on themselves and their money. I don’t like strict budgets either but I do like to have a plan that is easy to follow. I like to spend my money on what I truly want instead of spending it without being mindful of my goals and desires. If you create a spending plan you will be able to pay your bills, set aside savings, buy what you need, and once everything is covered you are free to spend whatever is left on whatever you want.

You bills are for the most part fixed for the month, you need to decide how much you want to add to your saving, what you need for food, gas, toiletries etc., Our goal this month is to limit our spending on what is left over after everything that is important is covered. You get to decide what you want to do with what you saved at the end of the month. 

I’m putting off all the small purchases for something bigger. I’m using mine for an emergency fund and home improvements.

You may find this article helpful:

Wednesday, July 1, 2015

No Spend July Day 1: The Rules

I am calling on ALL of you to try, in your own way, with your own rules, to do a No Spend or Minimal-Spending in July.

Your rules should account for your own circumstances. If you have a birthday or event or vacation already on the schedule, just account for it in your plan and move on. If you do not have a huge stockpile of food stored up, you will have to include limited food purchases in your rules. Resist the temptation to make too many exceptions ahead of time.

What No Spend or Minimal-Spending rules are you going to set for yourself and your family in July?


My Personal No Spend or Minimal-Spending Challenge Rules:
*Pay our regular monthly bills.
*No spending on anything outside of our absolute necessities.

*Eat from my food pantry, fridge, and freezer as much as possible.
* Make a mini-budget for gas, essential groceries (milk, eggs), fresh fruits, etc.
*Make use of my garden vegetables.
*Avoid shopping.
* Premake on-the-go breakfast/snacks/lunches.
*Limit eating out to once a week.
*Celebrate the 4th with minimal spending.
*Spend more time together as a family.
*Do an at home Staycation.
*Relax and enjoy summer.
*Continue to work on our budget home remodeling.
*Encourage others in the group with no-spend or minimal-spending.

I am saving for our emergency fund and home improvements.

The theme for my challenge: Life is Short, Enjoy the Simple Things.

Tuesday, June 30, 2015

Clutter Busting Challenge June 2015 Part 4

I'm purging 78 items this week for a total of 382 items this month.

My purge pile:

You may be interested in:
Clutter Busting Challenge June 2015 Part 1
Clutter Busting Challenge June 2015 Part 2
Clutter Busting Challenge June 2015 Part 3

Monday, June 29, 2015

June 2015 Reading List

The Mushroom Farmer's Wife by Una McManus

Sonoran Sunrise by Nancy J. Farrier

Catch of a Lifetime by Yvonne Lehman

Lessons in Love by Nancy Lavo

Maggie's Mistake by Colleen Coble

The Life Changing Magic of Tidying Up by Marie Kondo

Friday, June 19, 2015

Clutter Busting Challenge June 2015 Part 3

I'm replacing dishes and redecorating this week. My husband contributed stuff from his office.

My purge pile:

You may be interested in:
Clutter Busting Challenge June 2015 Part 1
Clutter Busting Challenge June 2015 Part 2